Swap & Drop  


Are you paying a high interest rate on your auto loan due to your credit score? If so, SWAP & DROP may be a good deal for you. We are offering to reduce your interest rate by at least 2% APR* when you finance with Central Credit Union. Percentage based on credit review in lieu of credit score. In some cases we may drop your rate even lower than 2% APR*.   

Below is actual member auto loans made at Central Credit Union during our Swap & Drop promotion.  


Auto Loan Balance

Term (Months)

Rate Before Swap

Rate After Swap



















Not a member? No worries. You may Apply Now and once you are approved, satisfied with your interest rate, and monthly payment you can start your membership with Central when you come in to close your loan.   


* APR = Annual Percentage Rate. All loans are subject to credit approval. Terms and conditions apply. The lowest minimum interest rate is 1.79% APR. This offer excludes existing Central Credit Union auto loans. Offer may be withdrawn at any time without notice.