A few extra expenses this month? Worried that you won't have enough money to go around this holiday season? That's Ok! You can skip your payment in October, November, or December! Learn More
My First Loan
Do you need a loan and worry that you may not get approved because you have never had a loan before? We realize everyone needs a first chance at financial responsibility. That’s why we are now offering My First Loan.
Apply Now to begin your credit history with Central Credit Union. Let us be your first!
Student Flex Loan
Central’s Student Flex Loan allows you to borrow $1,000.00 @ 4.00% APR* with a low payment of $30.00 per month. Apply Now.
New/Used Auto, Boat, RV, and Motorcycle Loans
We will get you approved at a very competitive rate. Already financed with someone else? Ask about refinancing with Central. Before you make a deal somewhere else, check with your credit union first! Apply Now
“Just Because” Loan
This loan will have a fixed payment for up to 60 months, We will loan you money for most any reason with our “Just Because” Loan. Repair your car, take a vacation, purchase new appliances, or consolidate other debts with a “Just Because” Loan from your credit union. We will reduce your rate by 1% APR* if you open a Central Credit Union checking account with direct deposit or automatic loan payment. Your rate could be as low as 7.95% APR*. Apply Now
Winter Loan - We currently have a fall loan for $2,000 at 2% APR* for 24 Months. Apply Now
Special Purchase Loans
Finance a computer, farm equipment, off road vehicle, furniture, appliances and many more. Call us today for that special purchase you have been waiting for. Apply Now
Ever missed a super deal on a sale because you didn’t have cash readily available? Simply transfer the funds that you need from your Flexible Loan to your account and never miss out on a great deal again! If you forget to make that transfer and you’ve already written your check, we’ll transfer from your Flexible Loan (up to your limit) to pay the check and won’t charge a fee for that service! Apply Now
Home Equity Loans
You’ve been living in your own built in vault for years as long as you’ve been making your mortgage payments faithfully through the years. Now that the vault is packed, cash in and use some of that equity to your advantage. Add a pool, consolidate high interest debt, pay college tuition, take a once in a lifetime vacation, and much more with a Home Equity Loan from Central. Contact us now to learn how to crack the vault to your dreams.
*Central’s In-House First Mortgage Loans receive a 0.25% APR discount with your Central Checking account.*
Fast and Easy Home Equity Loan
• Very Minimal Closing Costs
• Fixed Rates/Terms
• Borrow up to 80% loan to value
• Approval within one day
• Possible tax deduction (consult your tax advisor)